Timing

So, about a year and a half ago, I bought our house. It was right at the beginning of the big real estate boom in Edmonton. Yesterday, we had the house appraised. In 17 months, our house value has increased by more than 110% - holy crap!

So, now it's time to pull some of that equity out to take care of any debt w. interest over Prime, and do some renos. We'll probably stick a bunch in some investments, too - now's the perfect time to start building our retirement.